Own Your Home.

Share Your Loan.

We Get It!

Homeownership is expensive and inflexible.

That’s why there’s Cher.

Cher makes home co-owning and co-investing simple! Own a home with friends, significant other, relatives, or someone you meet on Cher and share the loan.

Browse thousand of homes, obtain competitive loans, and receive professional service, and meet aspiring co-owners through or all-in-one platform.

100% free for you.


Easier Together

You can own or invest in homes while sharing the expenses with one or more people.

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Home Loans

We offer some of the most competitive rates in the industry with very little down.

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Professional Guidance

First time buyer? Our dedicated team is here to guide you through the co-owning process.

Are you ready to take the next step?

Get Started
Sharing Ownership Not Sharing Ownership Renting
Cost-friendly mortgages N/A
Splitting Utilities
Increased Housing Options
Stable Monthly Payments
Future Investment

Cher's ® Advantage

Home sharing network
Easily sell partial equity
Zero closing cost
Interactive map
Search Homes

So, let's talk numbers

Home price

$ 200,000

Estimated monthly loan payment

Without Cher

$ 858

With Cher + Buyers

$ 214

Join the 1.5 million people sharing homes and loans today


“Forward thinking and adds value to the whole process and makes it easier and understandable.”

Nicole P.
Orange County, CA

“I am currently not in a financial situation where I can afford a home and I hate wasting money on rent. It’s like throwing my hard earned money away. Cher helps me become more financially independent.”

Rachel B.
Los Angeles County, CA

“Real Estate and buying a home has a lot of complexities and this tool really helps individuals make better and informed decisions when buying a home.”

Charlie H.
Seattle, WA

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